uMerit
Legal · Privacy Policy

Privacy Policy

Last updated: February 2026 · Hash Origin Inc.

Hash Origin Inc. ("Company," "we," "us," or "our") operates uMerit AI. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our Services.

By using the Services, you consent to the data practices described in this policy.

01

Information We Collect

Information You Provide

  • Account Information: Name, email address, password
  • Profile Data: GPA, test scores (SAT/ACT), activities, academic interests
  • Essays & Content: College application essays, personal statements, supplemental essays
  • College Lists: Saved colleges, favorite schools, application tracking data
  • Payment Information: Processed by Stripe; we do not store full card details

Information Collected Automatically

  • Usage Data: Pages visited, features used, time spent on platform
  • Device Information: IP address, browser type, operating system
  • Cookies: Session cookies for authentication, analytics cookies (optional)
02

How We Use Your Information

We use collected information to:

  • Provide and improve the Services
  • Generate AI-powered essay feedback and admissions guidance
  • Match you with relevant colleges and opportunities
  • Process payments and manage subscriptions
  • Send service updates, notifications, and support messages
  • Analyze platform usage to improve features and user experience
  • Prevent fraud, abuse, and security threats
  • Comply with legal obligations

We do not sell your essays or personal information to colleges, advertisers, or third parties.

03

AI Processing & Third Parties

To provide AI-powered features, we may process your essays and content using third-party AI services, including:

  • Anthropic (Claude): Essay analysis and feedback
  • Google (Gemini): AI advisory and analysis
  • OpenAI (ChatGPT): Content generation and suggestions

These services operate under their own privacy policies. While we contractually require data protection, we recommend reviewing their policies at anthropic.com/privacy and policies.google.com/privacy.

We do not use your essays to train AI models or for any purpose beyond providing the Services to you.

04

Information Sharing & Disclosure

We may share information in the following circumstances:

  • With Your Consent: If you explicitly authorize us to share information (e.g., with a counselor or school)
  • Service Providers: Third-party vendors who assist with hosting, analytics, payment processing, or customer support
  • Legal Compliance: If required by law, court order, or to protect our rights and safety
  • Business Transfers: In the event of a merger, acquisition, or sale of assets

We do not share essays or personal information with colleges unless you explicitly request it.

05

Data Security

We implement industry-standard security measures to protect your information:

  • Encryption in transit (HTTPS/TLS 1.3)
  • AES-256 encryption at rest
  • Secure password hashing
  • Role-based access controls
  • Regular security audits

For a full overview of our security practices, see our Data & Security page.

No system is 100% secure. You agree not to store highly sensitive data (SSN, banking credentials) on the platform.

06

Data Retention

We retain your information for as long as your account is active or as needed to provide Services. If you delete your account, we will:

  • Delete your personal information and essays within 90 days
  • Retain anonymized analytics data for platform improvement
  • Keep certain records as required by law (payment history, terms acceptance)
07

Your Rights

You have the right to:

  • Access: Request a copy of your data
  • Correction: Update inaccurate information
  • Deletion: Request account and data deletion
  • Portability: Export your essays and content
  • Opt-Out: Unsubscribe from marketing emails (service emails may still be sent)

To exercise these rights, contact us at contact@umerit.ai.

08

Cookies & Tracking

We use cookies for:

  • Essential Cookies: Authentication, session management (required)
  • Analytics Cookies: Usage tracking, feature improvement (optional)

You can control cookies through your browser settings. Disabling essential cookies may affect platform functionality.

09

Children's Privacy

The Services are intended for students aged 13 and older.

If you are under 18: You represent that you have parental or guardian consent to use the Services.

If you are under 13: We require verified parental consent before collecting personal information.

Parents may request access to, correction of, or deletion of their child's information by contacting us.

10

Changes to This Policy

We may update this Privacy Policy from time to time. Material changes will be communicated via email or platform notification. Continued use of the Services after changes become effective constitutes acceptance of the updated policy.

11

Contact

For questions about this Privacy Policy or your data, contact us at contact@umerit.ai.

Hash Origin Inc. · Privacy Officer · Delaware, USA